Philosophy
At Hilltop Capital Inc., we take a disciplined, long-term approach to investing - one that protects capital while seeking strong, sustainable returns. We look for exceptional businesses with fair valuations and principled leadership, building portfolios that combine focus with smart diversification. Our process emphasizes rigorous analysis and careful risk management to remain resilient through all market conditions. By relying on fundamentals rather than market speculation, we strive to achieve steady, compounding growth. Importantly, we invest only our own capital, ensuring our interests are fully aligned with every decision we make.
Portfolio
| Company Name | Stock Symbol | Exchange | Category |
|---|---|---|---|
| Thinkific Labs | THNC | TSX | Technology / EdTech |
| DIRTT Environmental Solutions | DRT | TSX | Industrials / Construction |
| Namesilo Technologies | URL | CSE | Technology / Domain Registration |
| Bewhere Holdings | BEW.V | TSX-V | Technology / IoT Solutions |
| NexLiving Communities | NXLV.V | TSX-V | Real Estate / Residential REIT |
| Atlas Engineered Products | AEP.V | TSX-V | Industrials / Building Products |
| Progressive Planet Solutions | PLAN.V | TSX-V | Materials / Mining |
| Total Telecom | TTZ.V | TSX-V | Technology / Telecom Equipment |
| Canaf Investments | CAF.V | TSX-V | Materials / Coal |
| Spectra Products | SSA.V | TSX-V | Industrials / Transportation Parts |
Strategy
We follow a disciplined framework when evaluating potential investments, focusing only on opportunities with genuine long-term promise. Our criteria help us avoid weak performers and concentrate on businesses with enduring fundamentals:
- Revenue Growth: We look for consistent top-line expansion - typically in the 18 - 22% annual range - as evidence of scalability and market strength.
- Profitability: Candidates must demonstrate sustainable earnings and strong margins, confirming efficient operations and reliable cash generation.
- Sound Balance Sheet: We favor companies with prudent leverage, ample liquidity, and solid financial discipline to navigate economic cycles.
- Competitive Advantage: We invest in firms with lasting edges - whether through brand strength, technology, or cost efficiency - that protect value over time.
- Trustworthy and Capable Leadership: We partner with management teams who combine integrity, proven execution, and meaningful insider ownership, ensuring alignment with shareholders.
These principles form the foundation of our risk management process, helping us steer clear of fragile or poorly governed businesses.